At Smart Path Wealth Management, I strive to be better for you.
When I start a financial planning engagement with a new client, I’ll begin with a ‘Goals and Values’ meeting. In this meeting, I learn about your short, medium, and long-term financial goals. Then I’ll dig deeper. I’ll find what makes you tick, what you are investing for, and what it is that you truly value. For some people, this is financial freedom and more time. For others, its a life of luxury. There will be no judgement here. These are your goals and my focus will be on you.
Working collaboratively, we will align your Financial Plan and investment strategy to your goals and values.
As for investment management, I think you can do better too. When it comes to investment returns, there’s a long-standing myth in academia and that investors cannot be better than average. This has led to the rise of index funds and Robo-advisors, or algorithm-driven portfolios.
This passive investing approach is great for most as it focuses on the key tenants of investing success: long-term investing, diversification, tax efficiency, and low fees. However, the passive strategy misses out on something bigger – game-changing returns.
Contrary to widespread belief that investors cannot find the top companies of the future, I believe you can. While most advisors hold thousands of stocks in a variety of funds for their clients, at Smart Path, I limit your holdings to what I believe are the best businesses of the future.
Similar to passive portfolios, I still invest for the long-term, diversify globally, look for tax efficiency, and minimize fees. I also want to get you to your goals faster. Therefore, unlike passive portfolios, I expect your long-term investment returns to be better than average.
Helping you achieve your goals is my first priority. Crushing them is a close second.
There is nothing more important to financial freedom than time. Start early by letting me help you get set-up with the right tools for success.
– Manage Student Debt
– Balance your Budget
– Set Short and Long-term Career Goals
– Establish and Maintain Good Credit
– Consider Health Care Options
– Purchase a Car
Starting a Family
Settling down? Let me help you protect those you love while also helping you achieve your financial goals.
– Merging Finance with a Loved One
– Purchasing First Home
– Plan for Education from Daycare to College
– Consider Life Insurance Options
– Wills and Guardianship
– Plan and Save for Retirement
Ready to plan for the long-term? Smart Path Wealth Management can help you maximize what you have.
– Enhance Market Returns
– Optimize Tax Strategies
– Plan for College
– Look after Aging Parents
– Buying a Vacation Home
– Diversify into Rental Properties
Comprehensive financial planning
Comprehensive financial planning involves working with me on an on-going basis. We will begin by establishing your goals and values around money. From there, we will determine and evaluate your net worth, cash flow, insurance, and tax situation. A report will be created, detailing a financial plan designed to achieve your stated financial goals and objectives. Your plan will be monitored throughout the year to make sure you are on track.
We provide continuous advice to a client regarding the investment of client funds based on the individual needs of the client. Through personal discussions in which goals and objectives based on a client’s particular circumstances are established, we develop a client’s personal investment policy and create and manage a portfolio based on that policy or plan. During our data gathering process, we determine the client’s individual objectives, time horizons, risk tolerance, tax situation, liquidity needs, and any unique circumstances.
Quick Start Program
This session is for you if you just need one or a few of your personal finance questions answered. The Quick Start Program is ideal if you need to make sure you have enough insurance, need an analysis of your retirement plan, ensuring you are saving enough for college, or want to make maximize your employee benefits.
Just ask me about one or two of your most pressing questions and we will come up with an action plan to make sure you are making a smart financial decision.
COST: Begins at $350
Tax Planning Strategies
Cash Flow & Debt Management
Employee Benefits Optimization
Smart Path’s Mission:
Unbiased, trustworthy advice.
Long lasting relationships.
After being a small business owner and then transitioning to work for a few Bay Area technology companies, I decided to leave a promising career counting and analyzing beans.
I long dreamed of helping people make smart investment decisions with their money. My initial plan was to find employment with a company who shared my vision. There was one problem. That company didn’t exist.
Left with a choice of selling my soul and working for a greedy hedge-fund or going back to the corporate world, I decided to do something different — open the doors to Smart Path Wealth Management.
My educational background includes a Master of Science degree in Financial Analysis and Investment Management from Saint Mary’s College of California in Moraga. As a CFA® charterholder, clients can expect to work with an ethical advisor who puts clients first and exhibits strong investment expertise. I have also written numerous articles for The Motley Fool, a company with a shared vision to Educate, Amuse, and Enrich.
As for my personal life, I live in Dublin with my beautiful wife and two, always happy and never annoying children, Kavan (6) and Zareena (4). Weekends typically involve hiking, birthday parties, sports, or game boards.