The following snippet is from a CBS article written during the heart of the 2009 financial crisis. Alan Weir, who turns 60 this month, showed 60 Minutes his latest 401(k) statement, which […]
Smart Path Wealth Management is all about helping busy professionals and families navigate their financial life.
For years, wealth management has been reserved for multi-millionaires. Typical beneficiaries of quality money advice were large institutions who move around billions of dollars per microsecond, or high-net-worth families who were trying to find the most tax-efficient way to pass money down to their heirs.
Meanwhile, those who could truly benefit from financial advice were either going at it alone, letting robots manage money for them, or paying high commissions for products that helped the wrong person get rich.
At Smart Path Wealth Management, my focus is on YOU. I don’t get paid a commission and my financial interests are aligned with yours. I am here to get you in the right investments for the next 1, 5, 10, and 20 years. I am here to help you achieve your financial goals such as purchasing a home, paying down debt, and paying for your children’s college education.
I am here to assist you in taking the Smart Path from young professional to retirement.
There is nothing more important to financial freedom than time. Start early by letting me help you get set-up with the right tools for success.
– Manage Student Debt
– Balance your Budget
– Set Short and Long-term Career Goals
– Establish and Maintain Good Credit
– Consider Health Care Options
– Purchase a Car
Starting a Family
Settling down? Let me help you protect those you love while also helping you achieve your financial goals.
– Merging Finance with a Loved One
– Purchasing First Home
– Plan for Education from Daycare to College
– Consider Life Insurance Options
– Wills and Guardianship
– Plan and Save for Retirement
Ready to plan for the long-term? Smart Path Wealth Management can help you maximize what you have.
– Enhance Market Returns
– Optimize Tax Strategies
– Plan for College
– Look after Aging Parents
– Buying a Vacation Home
– Diversify into Rental Properties
Comprehensive financial planning
Comprehensive financial planning involves working with me on an on-going basis. We will begin by establishing your goals and values around money. From there, we will determine and evaluate your net worth, cash flow, insurance, and tax situation. A report will be created, detailing a financial plan designed to achieve your stated financial goals and objectives. Your plan will be monitored throughout the year to make sure you are on track.
We provide continuous advice to a client regarding the investment of client funds based on the individual needs of the client. Through personal discussions in which goals and objectives based on a client’s particular circumstances are established, we develop a client’s personal investment policy and create and manage a portfolio based on that policy or plan. During our data gathering process, we determine the client’s individual objectives, time horizons, risk tolerance, tax situation, liquidity needs, and any unique circumstances.
|Account Value||Annual Advisory Fee|
|$0 – $1,000,000||0.90%|
Clients utilizing both investment management and comprehensive financial planning will receive a .10% discount off the advisory fee.
Quick Start Program
This session is for you if you just need one or a few of your personal finance questions answered. The Quick Start Program is ideal if you need to make sure you have enough insurance, need an analysis of your retirement plan, ensuring you are saving enough for college, or want to make maximize your employee benefits.
Just ask me about one or two of your most pressing questions and we will come up with an action plan to make sure you are making a smart financial decision.
COST: Begins at $250
Tax Planning Strategies
Cash Flow & Debt Management
Employee Benefits Optimization
Smart Path’s Mission:
Unbiased, trustworthy advice.
Long lasting relationships.
After being a small business owner and then transitioning to work for a few Bay Area technology companies, I decided to leave a promising career counting and analyzing beans.
I long dreamed of helping people make smart investment decisions with their money. My initial plan was to find employment with a company who shared my vision. There was one problem. That company didn’t exist.
Left with a choice of selling my soul and working for a greedy hedge-fund or going back to the corporate world, I decided to do something different. I opened the door to Smart Path Wealth Management.
I earned my Master of Science degree in Financial Analysis and Investment Management from Saint Mary’s College of California in Moraga. I am a CFA® charterholder, a credential globally respected for its focus on investment expertise, strong code of ethics, and performing in the clients’ best interest. I have also written numerous articles for The Motley Fool, a company with a shared vision to Educate, Amuse, and Enrich.